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Founded in 2002 and rebranded as 123 Investing in 2008, our firm stands as a distinguished financial planning entity catering to a diverse clientele across the United States. At the core of 123 Investing LLC, we are committed to providing unmatched personalized attention, focusing on the distinct needs of each client. Our expertise extends to the utilization of unique tax strategies, enhancing our ability to offer comprehensive financial solutions that not only meet but exceed our clients' expectations. By integrating these specialized tax strategies, we assist our clients in navigating the complexities of financial planning, ensuring a tailored approach to achieving their financial aspirations. Jesus Christ is Our Lord and Savior!

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If you believe you could benefit from working with a financial professional, let’s review yours goals to see if you’re a good match for our practice.

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Financial planning, investment advice, faith focused investing options and personal retirement planning located in Apollo Beach, Florida.

As an Investment Advisor Representative with G.A. Repple & Company, we are dedicated to helping our clients achieve the financial future they deserve! The services we provide to our clients allow us to build and maintain long-lasting relationships both personally and professionally. We believe in a systematic approach to financial planning, concentrating on Wealth and Risk Management. We specialize in working with Americans living abroad and the American Military. We also work closely with churches and are available to give presentations about bringing your faith into investing and Planned Giving. Financial Planning is a lifelong process, and we will be with our clients each and every step of the way. We are located in Apollo Beach, Florida, and we serve clients in Brandon, Riverview, Tampa, Sarasota, Bradenton, St. Petersburg, Lakeland, and Clearwater. Let us be your financial advisors.

He who gathers crops in summer is a prudent son, but he who sleeps during harvest is a disgraceful son. Proverbs 10: 5

Discover our skillset and expertise

Discover our skillset and expertise

We will work with you to discover investment opportunities that may be new to you and determine if they suit your financial goals. After meeting with him, Michael always acts in your best interest, with all your goals firmly in mind, even if that means breaking conventional wisdom that would have been frowned upon in the past. By the end of the conversation, our expertise and skillset can help you reach your goals.

Where do you want your financial roadmap to take you?

The first priority is helping you take care of yourself and your family.  Michael Mandarino has been putting service members and religious families first for the past 20 years. He wants to learn more about your personal situation, identify your dreams and goals, and provide you with the highest level of service, so you can reach the financial freedom you have been dreaming about.